If you are backpacking through Belgrade or anywhere else in Serbia, cash is still king, and you’ll do well to remember that Halkbank is the only bank in Serbia that doesn’t charge ATM fees.
ATM Fees
Know before you go! The ideal thing would be to use a bank that will reimburse any ATM fees incurred, but sadly, there ain’t many that do this.
Another great option for avoiding ATM fees when travelling abroad is to use your card to pay for everything, but there are still many countries where cash is still king.
And if you have run out of hard currency, Dollars, Pounds or Euros, you will have to find an ATM that doesn’t charge hefty withdrawal fees.
These blog posts hopefully shed some light on where you can get free cash withdrawals.
The fees discussed in these posts are the out-of-network fees charges by the bank whose ATM you are using.
Bulgaria ATM Fees – 5 Banks With No Withdrawal Charges
You can save a great deal of money if you know which ATMs don’t charge any fees for taking out cash when using your card abroad. Here are five ATMs in Bulgaria that don’t charge any withdrawal fees.