Update 2025: This post is from my time in Rwanda in 2023.
But it seems that the GT is no longer free: now 5750 – 4 USD.
The fee at Cogebanque hasn’t been confirmed by my buddy, who is there right now, November 2025, but the ECO BANK has free withdrawals in Rwanda.
This page will eventually be deleted.
Free ATM withdrawals in Rwanda.
These 2 ATMs in Rwanda didn’t charge me a fee to take out cash:
- Cogebanque
- GT Bank
1. Cogebanque
The Cogebanque has free ATM withdrawals and accepts both Visa and Mastercard.

2. GT Bank Rwanda
The Guaranty Trust Bank (Rwanda) plc, commonly referred to as GTBank Rwanda, has free ATM cash withdrawals and accepts both Visa and Mastercard.

Note: The Bank of Kigali ATM charges 3,000 RWF per withdrawal. Accepts both Visa and Mastercard.